Closing Cyber Risk in Insurance

How insurance providers can protect policyholder data, prevent claims fraud, and maintain operational resilience across health, home, and vehicle coverage.

Closing Cyber Risk Where Claims, Identity, and Trust Intersect

For insurance providers, cyber risk directly affects financial integrity and customer trust. A single exploitable weakness can expose highly sensitive personal data, enable large-scale fraud, or disrupt claims processing during moments when customers are most vulnerable. Health, home, and vehicle insurers manage some of the richest identity datasets in the economy—often without the operational flexibility to absorb prolonged disruption.

Attackers understand this dynamic. They target insurance providers because policyholder data enables fraud at scale, while claims operations create time-sensitive leverage for extortion and manipulation.

Where Traditional Security Falls Short in Insurance

Most insurers are not short on controls or compliance processes. They are short on clarity.

Scanners, audits, and periodic penetration tests surface large numbers of findings across applications, infrastructure, and partner integrations. What they rarely provide is insight aligned with insurance realities:

  • Can this weakness be exploited to manipulate claims or enable identity fraud?
  • Does it expose medical, property, or vehicle data usable for downstream abuse?
  • What should be fixed first without disrupting policy servicing?
  • Did the remediation work—and will it still work after system updates or vendor changes?

Scapien's Approach: Exploit-Validated Risk for Insurance Operations

Scapien is designed to bring operational clarity to insurance security programs.

Rather than reporting theoretical exposure, Scapien uses human-led adversary testing to prove which weaknesses represent real attacker paths in insurance environments—across customer portals, claims systems, data stores, and supporting infrastructure. Only issues that are demonstrably exploitable are elevated as risk.

Preventing Regression as Insurance Systems Change

Insurance environments change continuously. Policy systems are updated, claims workflows evolve, vendors are onboarded, and regulatory requirements shift. These changes frequently reintroduce exposure—often without visibility.

Scapien addresses this through its iPAS platform. Once an exploit path is remediated, it is codified into a safe, reusable Exploit Replay. These replays are executed on an approved cadence wherever the same conditions exist, continuously verifying that fixes remain effective.

Built for the Reality of Insurance Operations

Scapien does not replace existing tools, security teams, or claims workflows. It removes ambiguity.

By proving exploitability, prioritizing risk by real-world impact, delivering prescriptive remediation, and continuously verifying closure, Scapien helps insurance providers reduce real exposure without disrupting policy servicing or claims processing.

In insurance, trust is built claim by claim. Scapien is built to protect it.